I’ve held the American Express Blue Cash Everyday Credit Card for almost 5 years now and it offers many benefits and rewards. This card is extremely useful for spending at the gas pump and grocery, offering some of the best rewards for those categories.
AMEX Blue Cash Everyday Credit Card: Perks
The AMEX Blue Cash Everyday credit card was one of my first credit cards. I was attracted to the $0 annual fee and a 0% intro APR for the first 15 months. In addition, the credit card boasts some of the best rewards given its $0 annual fee.
3% cashback at supermarkets
2% cashback at gas stations and department stores
1% cashback on everything else
I love the fact that bonus rewards are earned on everyday items like fuel for your car and your weekly trip to the grocery.
AMEX Blue Cash Everyday Credit Card: Other Benefits
Currently, you can receive a $175 statement credit when you spend $1,000 in the first 3 months of owning the card. This is a good amount for the low $1,000 threshold.
We also love the 0% intro APR for the first 15 months. This is among the longest intro rates we could find, making it a perfect option if you need some extra time to pay off your card.
AMEX has recently introduced AMEX Offers which allows you to apply “coupons” to your card for select stores. These offers are personalized for you and I find myself frequently checking them before making purchases online. These offers can range anywhere from $5 off to $100 off on many different categories like travel, shopping, or restaurants.
AMEX Blue Cash Everyday Credit Card: Cost
I love this credit card because of the $0 annual fee. That’s right, this card won’t cost you a penny in fees, something that can be hard-pressed to find these days.
AMEX Blue Cash Everyday Credit Card: Qualifications
The American Express Blue Cash Everyday credit card is for people with average or better credit scores. If your credit score ranges anywhere from 650-850, you’ll have a good chance of being approved for this card. If you want to be safe, only apply with a score greater than 700.
AMEX Blue Cash Everyday Credit Card: Credit Limit Increases
I cannot lie, AMEX has treated me very well when it comes to credit limit increases. Not only were they proactive in increasing my credit limit, but it also does not require a hard inquiry when you do make a request. This can save your credit score, and give you a boost if you are approved. You can expect a credit limit increase within the first 6 months of owning the card assuming the card gets used and is paid on time and in full. If not, try requesting one yourself online.
Should I get the American Express Blue Cash Everyday Credit Card?
Overall I would recommend this credit card for those looking to get rewarded on everyday expenses. It offers some great perks and with the $0 annual fee, it’s hard to pass up. The holographic plastic is also a nice added bonus, and who doesn’t love being able to say they are an AMEX member?
AMEX offers frequent and substantial credit limit increases, which can help to boost your credit score over time. The reward categories are perfect for everyday expenses without having to worry about rotating categories or activating your offers. This is one of my top 3 cards and it's my go-to at gas stations and supermarkets.