How to Live Rent Free

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By Forrest | Last Updated: December 11, 2019

How to Live Rent Free

Oftentimes your housing is your most expensive monthly expense, so it’s a no brainer to lower your housing expenses. In this article, we’ll show you a few ways you can drastically lower your rent, or even live rent-free. Living rent-free is no simple task, however. It will require a lot of sacrifice and frugality but end the end, it will be worth it.

Sub Lease Your Space

If you are currently renting a home and want to lower your costs, consider subleasing a portion of your home so that you can not only split the cost of rent, but also utility costs. Sometimes you can even lease out the remaining space for more than the entire cost, letting you live rent-free.

You can decide whether to rent out a single room, or a few rooms depending on your circumstances. When subleasing space, there are a few things you should consider, however.


Because you are leasing space, the income you make will be taxed. It will not “off-set” whatever you’re currently paying in rent or for your mortgage. You’ll need to consider this income and withhold taxes accordingly. Otherwise, you might be in for a terrible surprise next tax season.


If you’re currently renting a space, check with your landlord to see if subleasing is allowed and any fees or processes that need to be followed so you do not break your lease agreement. The sublessee may have to complete a background check in order for your landlord to agree to the terms.

Living Conditions

Adding a roommate will change your living conditions. Can you stand to live with another person? You should consider how it could impact your day to day life before putting your space up for lease. For some, this may not matter but for others, this could be a deal-breaker.

Work with the Owner

Do you have a skill that could be useful for the owner of your home? Strike a deal with the homeowner to work for him allowing you to live in the home rent-free. While this option might not be available for everyone, it could work for some with the right skills.

It could be something as simple as being a handyman for your landlord, or something more complex like a business partner. Either way, working with your landlord could land the possibility of living rent-free.

Sign a temporary lease

If you notice a home on the market for a while, the owner may become desperate to get it rented. Each month that goes by without it being rented is lost income for the owner. Consider offering the owner a deal to live in the home, even if it’s for just a few months. Then sublease some of the home, making your rent next to nothing. It’s important to offer less than it is truly worth to make this method work in your favor.

Become a live-in nanny or caregiver

People of every age are in the need of help for completing daily tasks. Consider becoming a live-in nanny or caregiver to live rent-free. Sometimes you can even pick up an extra gig in your small time off to really rack up the cash. This might not be for everyone, but for those willing, it can certainly save you tens of thousands of dollars over the years.

Move-in with family

Okay, we get it, living in your parents' basement is not the best appearance. But it can save you a ton of cash. If you’re in a pinch (or just really want to save a lot of money), consider asking to live with family to lower your costs. Offer to pitch in some money for utilities and maintenance to sweeten the deal for them.

House sit or pet sit

When people go on vacation they commonly look for people to look over their house and their pets. Typically they will offer the option to live at the home while they are gone. This gives them the security of someone at their home that they can trust while they’re away and it gives you the ability to make some extra money and live rent-free. If you’re currently renting a home, try renting out your area on a short term rental website while you are pet or house sitting. Do this a couple of times a month and you have the possibility of living rent-free.

Transform your car

You’ve probably seen some of the vehicles people have transformed into homes. And while we personally wouldn’t do this, it is an option for some. Live rent-free in your own car, assuming you have a safe place to keep your car parked while sleeping.


Living rent-free is a great feeling there’s no doubt that it should be one of your goals. The great thing about it is that there are many ways you can live rent-free. From subleasing rooms to living with family, living rent-free is a great decision for your finances and can help you become financially free.

What is your favorite way to live rent-free? Comment below and be sure to check the latest in personal finance here!

Forrest is a personal finance, entrepreneurship, and investing enthusiast dedicated to helping others obtain life long wealth. He owns several different blogs and is also passionate about health and fitness.
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