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How to Make $10K a Month (23+ PROVEN Ways in 2024)

Don't Work Another Day is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own.
  By Forrest McCall | Last Updated:  December 17, 2022

Imagine making $120k a year.

With this amount of money you might be capable of quitting your day job, traveling the globe, purchasing your first home, or just padding your savings account for a rainy day.

It's a life changing amount of money for many people and families!

In 2020, the median household income was $67,521 – meaning if you earn $10k a month, you're way ahead of the average family.

It won't exactly be easy, but it's certainly possible.

In this post, I'll explore how to make 10k a month, the best ways to make 10k online, how hard it is to make $10,000 a month, and more.

But it's also important to know what you shouldn't try. Nobody likes wasting time, so I'll let you know which methods aren't worth your time so you can focus on the methods that make a difference

I've personally made over $10,000 a month from multiple strategies on this list – making them proven methods you can use to reach your goal. Let's get started.

  • $10k a month is equivilent to earning $120,000 a year, $2,500 a week, or $333 a day.
  • Starting a business with a high profit margin can be one of the fastest ways to reach your goal.
  • Freelancing like freelance writing or working as a virtual assistant can be great way to make money online.

How Much is $10,000 a Month?

Before you think of ways you can make $10k a month, you'll need to know how much that is per day, week, and year to help you break your income down into more manageable goals.

$10,000 a month is equivalent to making $328.77 per day, $2,307.69 per week, or $120,000 per year.

Hopefully this can help you think of ways to reach daily and weekly financial goals.

For example, making $300 per day is a good start, but you're going to need slightly more to make $10k a month. You can start by aiming to make $5k a month.

20+ Realistic Ways to Make $10,000 a Month

Below are some of the best ways you can start making 10k a month or more. While it won't be extremely easy, it's certainly possible if you have a plan to get there whether you want to make $3000 a month or $10,000 a month. 

Start a Blog to Make 10k a Month

Blogging is by no means a get rich quick scheme – but it's possible to make over $10,000 a month with the right strategy.

If you're looking for ways to make 10,000 per month online – blogging is one of my favorite methods to make money.

Best of all, the cost to start a blog is minimal – making it a viable option for anyone looking for a digital side hustle.

For some people, being able to work alone is another benefit of this gig.

When you start a blog, you'll want to have a few concepts nailed down such as: what is the niche of your blog, how will your blog make money, and how much time will you spend working on your blog.

How you answer these questions will help you to determine how long it will take you to reach 10k a month.

For those willing to put in a significant amount of time (and sometimes money!) you can grow your income much quicker than those who view their website as a hobby.

When getting started you'll want to determine how you will acquire traffic for your website – one of the essential factors of your income capabilities.

There are a few main sources of traffic including: SEO (Google), Pinterest, Referral, Email, Social Media, and Direct.

SiteGround is my favorite hosting platform to easily start a blog. They have top-notch customer service and prices starting as low as $7 per month. Sign-up below!
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While each of these traffic sources has their own benefits and drawbacks, I'd work on focusing on one or two when starting your blog. For 99% of bloggers this is SEO or Pinterest traffic. These sources have the largest base of users therefore offering the most potential traffic for your blog.

Once your blog has started, you'll need to determine how you will make money. For most bloggers, it's usually through a combination of display advertising (like Mediavine), affiliate links, and sponsored posts.

Depending on the number of users and pageviews your website gets, it's possible to make over $2,000 per month from display advertising alone. Affiliate marketing will often exceed this but it depends on the type of posts and the quality of your audience.

Check out my website earnings over the past year. You can see how fast you can scale a blog and reach a large income with this form of digital real estate. If you want to make $100k a year in passive income, blogging is a great option. 

2021 Website Income

Earning 10k a month blogging is certainly possible, but it will take some time and knowledge to reach your goals.

If you're looking to start a blog, I recommend using SiteGround to start your blog on WordPress and check out these types of blogs that make money.

Looking for more ways to make money? Check out these 70+ side hustle apps to make money in your free time!

Become a Freelancer to Make $10,000 a Month

Freelancing can be quite lucrative and a great method to increase your income and make $10k a month or more.

Depending on the type of freelancing you do, you can easily grow your earnings to over $500 a day or $10,000 per month.

For example, a freelance software engineer earns an average of $112,00 per year according to Zippia.

Freelance Software Engineer Salary


Freelance work is typically paid on a per job basis. This means the faster you can complete a job, the higher the income potential you'll have. By becoming more efficient with your time, you can score a quick boost of income.

But that's not it.

Depending on the amount and type of work you have, you could consider hiring a less experienced candidate capable of doing the grunt work for you. This will allow you to output more work while still being profitable.

Freelance work can be difficult in some aspects but there are some easy freelance jobs as well. Some people will use freelance jobs to escape their 9 to 5 job but instead of having just one “boss” they end up having multiple.

If you're looking into freelance work, it's wise to set boundaries with your clients so they understand your expectations.

There are many types of freelance jobs you can consider for almost every skill. From freelance writing to programming or even SEO consulting, your options are almost limitless – as is your ability to get paid.

Here are a few common freelance skills that are in demand:

  • Freelance writing
  • Programming
  • Marketing
  • Accounting and Bookkeeping
  • Graphic design
  • Copywriting

Your skills will determine your pay as a freelancer. For example, those able to create compelling and unique articles can make much more than a beginner freelance writer.

Check out some of these writers charging over $100 an hour for their work.

Freelance Writing Hourly Rate

Before you can sell your services to clients, you'll need to establish a portfolio of work. This might mean you'll end up working for free in the beginning stages of your journey.

Check out the video below to learn how you can earn $10,000 a month or more freelancing. 

Make $10k a Month as a Virtual Assistant

If you're wondering how to make $10k a month, you might not think of working as a virtual assistant at first thought. 

But don't overlook this remote side hustle!

Virtual assistants can make great money for completing a variety of tasks online. This is one of my favorite ways to make $10 a month online because there is very little risk and it doesn't require unique skills to get started.

As a virtual assistant you'll be asked to send emails, perform social media management, manage website content, and more.

If you're just getting started and don't have any special skills, many business owners will happily train you to complete them.

To get started you can find work on freelance sites like Upwork or Fiverr or you can reach out directly to bloggers and online business owners who might need help managing their business.

The amount of money you can make will depend on your skills and experience but some virtual assistants can make upwards of $10k a month. 

Ready to become a virtual assistant but not sure where to start? Check out Carrie's Virtual Assistant Accelerator course to learn everything you need to know to become a full-time freelancer!

Invest to Make 10k a Month

Investing can be an excellent method to make $10k a month if you have some capital to deploy upfront. There are many methods of investing you can take advantage of including investing in stocks, real estate, small businesses, cryptocurrency, and more. We'll explore some of these below!

Investing is a great way to turn money into more money, so you can make money on autopilot.

To better understand how much money you can make investing, let's do some math.

If your goal is to make an extra 10k per month let's take a look at investing in the stock market. Assuming a 7% annual return or .58% per month, you would need to invest around $1.72 million to reach your goal. Okay so this is pretty unrealistic. But that doesn't mean you shouldn't take advantage.

By making consistent contributions into your investment accounts, you can slowly build your way to 10k per month.

If you're looking to invest in your favorite companies, I recommend using Acorns. You'll get a free $10 when you register below!
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But the stock market isn't the only way to invest.

What about real estate?

Real estate also provides an opportunity to grow your money and earn $10,000 per month. Similar to other investments, it's going to take some money to get started if you want to make serious money.

One method to do this is through owning rental properties. It's possible to find rental properties that cash flow thousands of dollars each month.

For example, if you are capable of purchasing a quadplex in which each door rents for $1,000 per month but your mortgage and expenses amount to $2,000 per month you could make a profit of $2,000 monthly. Multiple this times 5 and you'll be earning $10k per month.

Another method is using crowdfunded real estate like LEX Markets.

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But there are several other options outside of LEX Markets. Another one of my favorite ways to invest is in short term real estate debt with Groundfloor.

This platform allows you to invest in short term debts for real estate investors. In simplest terms, you can loan money to investors who need cash to complete an investment.

This is often the case for people flipping homes. They might need a few thousand dollars to complete the flip which you can lend them and earn interest on your money.

Groundfloor allows you to invest without a fortune. Create your account here to get started!

Whenever investing, it's important to remember that there is risk involved so you should only invest what you can afford to lose.

You might also consider investing in cryptocurrency. While I personally don't see it as an investment – many people do.

This teenager turned his $1,000 into $4.5 million by purchasing bitcoin.

Cryptocurrencies are very speculative in nature and tend to fluctuate in price daily anywhere from 2% to over 15%. If you choose to invest in cryptocurrencies (or any investment) – make sure you can afford to lose your money.

If you're interested in purchasing Bitcoin or other cryptocurrencies, I recommend using to get started. It is super simple to use and you can get started for less than $5.

Because cryptocurrencies fluctuate in value it's possible to make $10k per month.

Crypto can be very risky, so be careful if you choose to invest your money in this asset.

Become a Consultant

Do you have special skills? You can make great money by teaching others and offering advice through consulting.

For example, if you're knowledgable about search engine optimization – you could offer your services to companies that want to improve their rankings.

If you're an expert in social media marketing – you could offer your services to businesses that want to reach a larger audience.

For example, Marie Haynes is an extremely popular (and skilled!) SEO consultant who charges over $9,500 for an SEO audit. So if you're trying to think of how to make $10k a month, it's fair to say consulting can be a lucrative method.

SEO Consulting

If you're interested in becoming a consultant, here are a few things to keep in mind:

First, you need to identify your area of expertise.

What are you good at? What do you enjoy doing?

What are the skills that you have that others don't?

Once you've identified your areas of expertise, you need to start marketing yourself as a consultant and proving your skills.

You need to make sure that potential clients know about your skills and abilities, and you can do this by creating a website, speaking at events, or writing articles.

You should also consider joining a professional organization in your field, as this can help you network with other consultants and potential clients.

If you want to be successful as a consultant, you need to be able to identify the needs of your clients and offer them solutions.

You also need to be able to build relationships and trust with your clients.

Finally, you need to be able to deliver results.

If you can do all of these things, you'll be well on your way to being a successful consultant and making $10k a month or much more.

Make Money Each Month with Affiliate Marketing

Affiliate marketing is an easy way to earn passive income with the potential to make thousands of dollars each month online.

What exactly is affiliate marketing?

In simplest terms, affiliate marketing is the process in which you are compensated for facilitating a transaction. For example, perhaps you have a YouTube channel that is focused on plumbing techniques and tips. If you post a video recommending a specific piece of plumbing equipment, you could partner with the company that produces the item and get a portion of the proceeds for each sale.

There are many methods you can use to make money with affiliate marketing including social media, YouTube, or a website. I'll explore some of the best ways to make money with affiliate marketing and some of the most common affiliate platforms below.

Social Media Accounts

Social media accounts are an extremely common way to make money with affiliate marketing. Between Facebook, Twitter, Instagram, a YouTube channel, and other rising social media platforms, there is no shortage or opportunity.

By posting affiliate links on your accounts, you can earn a commission for each sale that occurs through your link.

For those with large established followings this could be the easiest way to earn $10,000 a month. Because social media accounts are free to start – there's no reason not to give it a shot.

You can try these ways to make money with Reddit or these ways to make money with Snapchat!

YouTube Channel

While YouTube channels are technically a form of social media, I believe they deserve a category of their own. Because the content is video based, this provides an even better way to make money online through affiliate links.

By creating review and comparison videos, you can easily promote your links in the video description and comments to increase your sales and earnings.

You can even make money with YouTube without making videos!

Blog or Website

Affiliate links are often plastered on many websites and blogs – and for good reason. They are one of the most effective ways to earn money online for publishers. They allow bloggers to get paid for their hard work writing great content.

Email List

Another way affiliate marketers can make money is through an email list. You'll first need to determine a way to gather emails from people, whether it's by offering a free download of something or another method. 

You can then send emails to your list with affiliate offers embedded in the email. Depending on how many people are on your email list, you can potentially make thousands of dollars with every email sent. 

For example, The Hustle has millions of subscribers and sold for over $10 million!

The Hustle Newsletter

This can be an excellent way to make money in a day just by sending one email blast.

Being successful with affiliate marketing can take some time, but it is well worth it and a great option to make $10k a month.

Pick Up a Few Side Hustles

If you're wondering how to make $10k a month, using a side hustle like driving working as a delivery driver or a ride hailing service can give you a short boost of income to help you reach your goal.

Getting paid for your services like driving as a delivery driver is a perfect way to increase your monthly earnings on your journey to $10,000, and it's extremely easy to get started.

With Doordash you can set your own schedule and work when you want. Earn over $20 per hour today!
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While side hustles alone might not make 10k each month, you could easily make an additional $1,000 for your time.

Some of my favorite side hustles include:

Some side hustles will pay more than others. For example, taking surveys online certainly won't pay you thousands per month however, it is possible to to reach six figures flipping items from a flea market.

How to Make $10k a Month Flipping

Did you know you can make $10,000 a month by flipping?

Yep! It's possible.

With this side job, you can make money by visiting thrift stores, garage sales, or other platforms, finding products for cheap, and selling them for a higher price. 

While this gig is more time consuming than other options, it has a great earning potential and anyone can get started. 

You can flip almost anything, but some of the best things to flip include items like furniture, collectables, or digital assets like websites or domain names.

The best part of this money making method is that you can do it part time, after you're done working or on the weekends whenever you have free time.

Don't get me wrong, it'll take a lot of hard work to make $10k a month with this strategy, but it's possible.

If you're interested in learning more, check out the Flea Market Flippers course to learn how to get started!

MobileXpression is a great way to earn free money when you install software in the background of your mobile device. With over 2 million users – MobileXpression is a trusted way to make money fast!
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Disclosure: This link is an affiliate link, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Start a Local Business

One of my favorite ways to make 10k a month is by starting a local service business. These businesses often get overlooked because they aren't as sexy as other options but they're still some of the best business ideas in my book. 

Many of these small businesses can bring in hundreds of thousands of dollars per year. For example, many lawn care or pressure washing businesses can have 7 figure earnings in less than 2 years time.

Check out these local businesses I found for sale in my area. They're selling for over $1 million!

Buy a Business

Many small service-based businesses do not require special skills or knowledge to get started and can turn into a full time job. The benefits of being an entrepreneur can be amazing, which most people dream of. And it's completely possible!

Start by outlining the services you can offer and set a price for them. This will vary depending on the type of services you offer. Most service-based businesses will price their work depending on the number of hours the job will take to complete.

When starting a business you'll need to be capable of selling your services to attract new customers. You'll want to learn how to sell effectively to better your conversion rates and increase sales for your business.

You can check out these profitable business ideas for anyone or these business ideas for men or women to get started!

Sell Products via E-commerce Sites

Selling products via e-commerce sites is one of the best ways to make money online because there are so many potential options.

For example, some entrepreneurs might choose to sell via Amazon FBA. This process involves having Amazon fulfill and ship products for you – for a small fee. You ship your items directly to Amazon and they will ship them to your customers doorstep.

There are many entrepreneurs who have made six figures each month with Amazon FBA. Check out the video below to learn how to start an Amazon FBA business

But it doesn't stop there. You can also opt to start your own e-commerce website or online store and sell products directly to customers to start making money. This comes with larger profit margins but you'll need to have the skills to build your website and acquire new customers. By creating an online store you can grow your income and earn thousands per month online.

When you sell a product through an online store of your own, you'll need to think through the logistics of your business. You might want to learn the most affordable shipping options or payment processing venders to lower your expenses.

You'll also want to consider your time spent fulfilling orders. Your time is not free so you'll want to keep track of the hours you're working to see if your business is still profitable.

Marketing will play an essential role in growing your sales online. You'll want to think of some ideas to connect with potential customers and expand your business.

Ask for a Raise

While it's likely that asking for a raise won't net you an extra $10,000 per month, it's one way to boost your income on your journey.

Asking for a raise is a simple and free way to possibly increase your income every single month doing the same job.

When asking for a raise be sure to justify your pay with any numbers or performance metrics you have.

You'll want to visualize your skills and explain the value you provide to the company you work for. Check out some of these tips to asking for a raise!

Switch Jobs to Make $10,000 a Month

Similar to asking for a raise, switching jobs can be an alternative way to get access to more cash every month through your 9 to 5.

If you currently work in a low-paying job or career, you might consider switching to something more lucrative.

There are plenty of high paying jobs that pay $200k a year or more and some of them don't require a college degree!

Finding a higher paying job isn't always easy so you can check out some of these job hunting tips for more help.

Sell Online Courses or Digital Products

Another way that bloggers and website owners can profit from their digital real estate is by selling online courses or digital products.

You'll want to match your audience with the course you aim to create. For example, if your following is dedicated to health and fitness, you might consider creating a course that focuses on helping others get in shape and eat healthy.

For example, check out this digital product I found on Etsy. It's being sold for $24 each and has over 1,300 sales!

Etsy Digital Product

Depending on the complexity of your course you might be capable of selling it for a few hundred dollars per purchase.

One thing I love about this business model is that it likely won't cost you much money at all to get started and it will turn into passive income once completed.

You can sell your course or digital products over and over to generate income every month.

Another benefit – you don't necessarily need an established audience to get started. Instead, you might consider running Facebook ads to attract potential customers. While Facebook ads can be expensive, they can still be profitable for your business and drastically increase your sales.

You can also set up an affiliate program for your course so others can promote it for you. 

It's possible to make 10 thousand dollars a month selling courses online if you're willing to put in the time and effort to understand your audience and their needs.

Check out the video below for more info in selling digital courses!

Rent Out Things You Own

There are many items you can rent out to make some extra cash every month. From renting out an extra room in your home to renting out a lawnmower, try to gather any items that regularly go unused and try to rent them out online.

A simple post on Craigslist or Facebook Marketplace should do the trick. You can choose to rent your items per day or per hour depending on the type of item you have.

Publish a Book

Publishing a book can be scary but with todays access to free tools and the ability to self-publish your book there's no better time.

Book sales can be an excellent method to generate passive income each month.

Apart from being a seasoned writer, you'll need to know how to market your book to get sales and build your income stream.

Check out the video below to learn how to self publish a book!

Work as a Proofreader

Proofreading can be an excellent side hustle (and even full time job) if you want to make $10k a month. 

With proofreading, you'll need to be able to identify errors in grammar, spelling, and punctuation, as well as provide feedback on the overall clarity and flow of the writing. While you don't need to be an expert in the English language, you will need to have a keen eye for detail and excellent editing skills.

If you're not sure where to start, I recommend checking out the Proofread Anywhere course!

This course will teach you:

  • Grammar and sentence structure basics
  • How to find high paying clients
  • How to market your services

With over 80 lessons in 10 modules, this course will teach you everything you need to know to become a profitable proofreader so you can make money from anywhere! Register here to get started!

Sell Stock Photography to Make $10,000 a Month

Sell Photos with Shutterstock

Stock photography is a superb way to build passive income and make $10k a month. The amount of money you can make is limitless. Each photo you sell online will make you money.

By using sites like Shutterstock you can earn a few dollars for each photo sold. While this might not seem like a ton, it can add up. If you are capable of selling 100 photos a day that can amount to $400 a day or more which is more than your $10k goal.

You might be thinking you have the be an expert photographer to get started with this side hustle, but that's not always the case. While it certainly helps to be a skilled photographer, you can also learn as you go.

By using a platform like SkillShare you can learn photo editing skills to better your chances of succeeding with this gig.

Get 14 days of FREE access to hundreds of classes in design, business, and more. Boost your skills, boost your income. Get started below!
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Disclosure: This link is an affiliate link, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Once you've take a few photos, you can list them on stock photo sites like Shutterstock or Dreamstime to make money. 

Start a Flipping Side Hustle

Flipping is a fun side hustle that many people tend to overlook because it sounds too good to be true. 

But this certainly isn't the case.

There are many flippers who make over 6-figures from their efforts and you can do the same.

What exactly is flipping?

In short, you'll purchase items for a low price and sell them for a profit.

There are many different things you can flip to make money. 

For example, furniture flipping is a great way to boost your income if you have the time and skills to refurbish furniture and sell it for a profit. But you could also flip things like baseball cards, electronics, and many other items. 

The majority of flipping is all about the effort you put in to find the best deals possible. By finding these deals you can sell them for a profit and make $10k a month.

Another benefit of this side hustle is that you don't need a large amount of money to get started.

In most cases, you can start flipping with $100 or less.

For example, check out this table that's listed on Facebook Marketplace. It's completely free and I could easily sell it for a decent profit.

Flipping Side Hustle

Flipping can be a fun and easy way to make $10,000 a month if you're willing to put in the work.

Become a Social Media Marketer

Businesses are always searching for new ways to reach their audience and grow their revenues.

That's where social media comes into play.

Social media can be a tremendous way to reach new customers and grow your business.

However, many businesses don't have the knowledge or understanding of social media to actually use it effectively to make a difference in their business.

That's where you come in.

If you have an extensive knowledge of social media marketing, you can make a great income by offering your services to small businesses and large corporations.

To be successful you'll need to have an understanding of which channels and platforms are best for each audience and how you can create content that will engage them.

You'll also need to be able to measure the results of your campaigns so that you can show your clients the ROI of your services.

If you can do all of these things, you can be a successful social media marketer and earn $10k a month or much more.

Want to make more money? Check out these social media platforms to make money!

Build Websites for Cash

In the 21st century, every business needs a website. They are an excellent marketing tools for businesses to gain customers and grow their revenue.

If you have a computer and an internet connection, this provides many people an opportunity to make extra money. Building websites for businesses can be an extremely profitable venture.

Depending on the size and complexity of the website, it's possible to make anywhere from $2,500 to over $10,000 per website you build.

Cost to Build a Website

Another benefit of this side hustle is your ability to expand service offerings to your customers. Between content creation, email marketing, and running digital advertising campaigns – there is plenty of room to expand.

With this method, you'll need to have some skills to get started, but it's an awesome opportunity to start making money online. 

Open an Etsy Store

Similar to opening an online store, you can make great money by selling handmade goods on Etsy.

The key to being successful on Etsy is to create unique items that people can't find anywhere else.

For example, many woodworkers are able to earn a decent income by selling custom pieces like bird houses and other projects.

It can take some time to find your niche and build up a following, but if you stick with it, you can make a great income from selling on Etsy.

How Hard is Making 10k a Month?

Making 10k a month won't be easy. It will take dedication, time, and a solid strategy to reach your goal.

By combining a few of the ideas above you can expedite your journey and reach your goal faster.

The majority of people will never make $10,000 a month making it a significant accomplishment for anyone.

Is $10,000 a Month a Good Income?

Making $10k a month is a great income for most people in the United States. The average American household income amounts to $79,900 in 2021 meaning your income would be around 50% more than most families.

How to Make 10K Fast

If you want to make $10k fast, there are a few options you should consider!

First, if you need to money immediately, consider taking out a loan with Zippy Loans. While you'll end up paying more money in interest – if you need it quickly, this is your easiest option.

Another option is to sell things you don't need. To make $10k fast, I would consider selling your car or electronics that can get you the cash you need. If you have a television, phones, or tablets – these can get you some quick cash when you need it. You can also check out your closet to find any clothes or accessories that might be worth something. 

Final Thoughts on How to Make 10k a Month

By using several of these methods to make money, you can increase your income and learn how to make 10k a month or more.

Whether you choose to complete freelance writing jobs, starting your own business, or sell digital products online, making 10k each month will take time to develop. There are no get rich quick schemes to making this amount of money. You'll need to put in the work and be disciplined to accomplish your goal.

Many people will think you are crazy but it is well worth your time!

Looking to make more money? Check out these posts!

Forrest is a personal finance, entrepreneurship, and investing expert dedicated to helping others obtain life long wealth. He has a Bachelor's degree in business and has been featured in many popular publications including Forbes, Business Insider, Bankrate, CNET Money, and many others. To learn more about Forrest, visit the About Us Page for more info.
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