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15 Best Ways to Make $10k in a Week (Ultimate 2022 Guide)

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By Forrest | Last Updated: September 2, 2022

Want to make $10k in a week?

While it won't necessarily be easy, it is possible!

$10,000 can be a life-changing amount of money for most people, so it's no wonder that so many of us dream of earning it that quickly.

In this post, I'll explore how to make $10k in a week, some tips to earn extra income, and much more. Let's get started!

KEY TAKEAWAYS:
Some of the best ways to make $10k in a week include:

  • Selling your car or home
  • Taking out a loan
  • Starting a side hustle or business
  • Investing with Acorns or Fundrise

How to Make 10k in a Week

If you want to make $10k in a week, give some of these methods a try! While not every option will work for each person, there's sure to be something on the list for everyone.

Sell Your Home (1)

Sell Your Home

If you own a home and have equity in it, selling it is one of the best ways to make a quick $10k in a week.

The average American home value is around $375,000 – so you could stand to make a nice chunk of change if you sell it.

For example, if your home is worth $300,000 but you only owe $200,000 – you could walk away with $100,000 pretty quickly.

Wondering where you can live after selling? You can always rent after you sell or move in with family or friends. Or you can try these cheap living ideas!

While this method won't be available for everyone, it's definitely worth considering if you're in a position to do it.

Just remember to account for any fees that come with selling your home like realtor commissions and any potential taxes.

It's also worth noting that oftentimes it can take over a week to sell your home – so this method won't work if you're looking for a way to make $10k in 7 days.

Looking to make more money? Check out these ways to make $20k a month!

Cash Out Refinance

Another way to take advantage of your homes value is to cash out refinance your mortgage.

A cash out refinance is when you take out a new loan that's larger than your current mortgage and receive the difference in cash.

For example, let's say you have a $200,000 mortgage with a 4% interest rate. You could refinance to a new loan of $250,000 and receive $50,000 in cash.

The new loan would have a higher monthly payment, but you would have the $50,000 in cash to use however you want.

This method can be a great way to get your hands on some extra cash quickly, but it's not without its risks.

Before you refinance, make sure you understand the terms of your new loan and how it will impact your finances.

It's also important to note that your home will have to be worth more than your loan. Banks will typically loan up to 80% of your home's value, so if you owe $100,000 on a home worth $200,000 – you're in good shape as they will often loan around $160,000 leaving you with $40,000 in cash.

Sell Your Vehicle

Sell Your Car

Selling your vehicle is probably the easiest ways to make $10k in a week if you have a car that's worth a decent amount.

With car prices on the rise, it's not uncommon for people to have vehicles that are worth $10,000 or more. In fact, the average used car is now worth over $28,000!

If you own a newer model car, truck, or SUV – you could definitely make $10k by selling it.

If you live in a major city, there's a good chance you can find a buyer for your car within a few days.

The process is simple – just list your car on sites like AutoTrader or Craigslist, and wait for someone to reach out to you.

Once you've found a buyer, negotiate a price, finalize the sale.

You'll need to transfer the title of the vehicle, but the process is relatively straightforward.

Start a Business

Starting a business is a great way to make a tremendous amount of money – but it's not for those who aren't willing to put in the work.

There are many different types of businesses you can start to make money and take advantage of the benefits of entrepreneurship.

The key is to find a business that you're passionate about so you can stay motivated and dedicated through the inevitable ups and downs.

For new entrepreneurs, I recommend starting a service based business because these can cost very little upfront and can make great money.

For example, starting a car detailing business can cost less than $500 to start and you can easily make $1,000 per week or more.

In order to make $10k in a week by starting a business, it's critical to have a plan and execute it efficiently.

This means having a system in place to attract customers, deliver your service, and get paid.

It will take a significant amount of hard work, but it's definitely possible to make $10,000 in a short period of time by starting your own business.

Take Out a Loan

Taking out a loan is one of the fastest ways to get the money you need in almost any circumstance.

Whether you need money to pay rent, buy a car, or finance a business – loans can provide you with the funds you need quickly.

Of course, taking out a loan also means you'll have to pay the money back with interest but if you need the money, you might not have another option.

Depending on your credit history and employment situation, you may be able to get approved for a personal loan from a bank or online lender in minutes.

The approval process is usually very quick, and you can often get the money you need within a few days.

If you have strong credit, your interest rate could be lower than 5% or 10%.

This means you'll only have to pay back anywhere from $10,500 to $11,000 if you borrowed $10,000.

You can use a platform like ZippyLoans to get an instant loan effortlessly. They offer favorable interest rates and the ability to get your money as soon as the next business day.

Sell Things Around Your home to Make Money

Sell Things Around Your Home

Depending on the things you have laying around your home, you might be able to scrounge up $10k by selling some of your possessions.

TVs, computers, and digital cameras can all be sold for a decent amount of money.

You can also sell furniture, antiques, and other household items that are taking up space so you can declutter at the same time!

The key is to identify the things you have that are worth the most money and list them for sale.

You can use platforms like Facebook Marketplace, Craigslist, or eBay to sell your things quickly.

Sometimes selling online can make more money, but you'll have to consider the additional costs like fees and shipping.

Start a Side Hustle

If you want to make $10,000 in a week, side hustles can be a great option because you can make money in your spare time without quitting your day job.

Fortunately there are plenty of side hustles that anyone can start, even if you have no money.

For example, picking up a delivery side hustle like Doordash can be a simple way to earn extra money each week just by driving your car.

Or you could opt for a remote side hustle like becoming a virtual assistant.

There are endless possibilities when it comes to starting a side hustle, so there's no excuse not to get started.

The amount of money you can make will depend on the side hustle you choose and how efficient you are.

Some of my favorite side hustles include:

  • Freelance writing
  • Proofreading and editing
  • Virtual assistant
  • Starting an online business

It's important to find a side hustle that you enjoy so that it doesn't feel like work.

This way you can make extra money without feeling burnt out.

Check out these side hustle apps you can use to make money on the side today!

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Start Flipping

If you want to make $10,000 quickly – starting a flipping side hustle can be an excellent option to earn money in your free time.

With this type of side hustle, you find low-cost items to flip and resell for a higher price.

The key is to find items that you can purchase for a low price and sell for a significant markup.

You can find things to flip at yard sales, thrift stores, and even online.

One of the best things about flipping is that it's a relatively low-risk side hustle since you're not investing a lot of money into the items you're flipping.

Of course, there is always risk involved but as long as you do your research, you can minimize this risk.

If you want to make money fast, give flipping a try!

Get a Part-Time Job

If you're in need of quick cash, getting a part-time job is one way to make it happen.

There are many different types of part-time jobs you can do to make money and while you won't get $10k overnight, you can make a consistent income from your work.

For example, you can work as a bartender, server, retail associate, or dog walker to earn a little extra cash on the side.

Invest Money

While investing should never be a get rich quick scheme, it can be a great way to make a lot of money over time.

Depending on how much money you currently have, it could be possible to make $10k in a week if you invest wisely.

There are many different types of investments you can make, but some of my favorites include stocks and real estate.

There are plenty of investing platforms that let you start investing with as little as $5.

For example, you can start investing in the stock market with Acorns with as little as $5 and you'll get $10 completely free.

You can also use a platform like Fundrise to invest in real estate with just $10 and new investors will get $10 free to invest.

Another option is investing in digital real estate like cryptocurrency or domain names.

Investing is a great way to grow your money over time, but it's important to remember that you shouldn't invest money you can't afford to lose. Check out my favorite investments below!

My Top Investments
Fundrise 5 · Real Estate · $10 Min.
Invest in real estate stress-free with Fundrise. Join 150,000 happy customers building wealth today! Plus, claim a free $10 for new investors!
Risk Level
Low
Avg. Return
9% - 18%
 
Claim $10 Free to Invest
 
Acorns 5 · Stock Market · $10 Min.
Get $10 in free stocks when you open a new Acorns account. Join millions happy customers building wealth today!
Risk Level
Low
Avg. Return
7% - 15%
 
Get $10 Free to Invest
 
Explore More Investments
Mainvest 5 · Small Business · $100 Min.
Invest in small businesses across the country with Mainvest. Plus, get $10 free for new investors!
Risk Level
Medium
Avg. Return
9% - 30%
 
Get $10 Free to Invest
 
Gemini 5 · Cryptocurrency · $0 Min.
Invest in Bitcoin and more with Gemini. Join millions of satisfied customers!
Risk Level
High
Avg. Return
0%-100%
 
Create My Free Account
M1 Finance 5 · Stock Market · $10 Min.
Easily invest in the stock market with M1 Finance. Plus, get up to $250 free for new investors!
Risk Level
Low
Avg. Return
7% - 12%
 
Get Up to $250 Free!

Find a New Job

Sometimes when you land a new position you can receive a sweet signing bonus that can amount to $10k or more.

While it's not guaranteed, if you're in need of quick cash – a new job with a signing bonus and larger salary could be just what you need.

You can browse job boards or contact companies directly to inquire about any open positions.

Keep in mind that the job market is competitive, so you'll need to make sure your resume and cover letter are top notch.

Looking for a new job? Check out these jobs that pay for travel or these jobs that pay $200k a year!

Cash Out Retirement Accounts

If you're desperate for money, cashing out your retirement accounts can be a simple way to make $10k in a week.

While I don't recommend this option as it can jeopardize your future retirement plans, if you're in dire need – it might be worth considering.

Cashing out a 401k or traditional IRA will come with taxes and penalties, but if you're in a bind – the money might be worth it.

The tax penalties when you withdraw from your retirement accounts can be significant, so make sure you understand the implications before making any decisions.

There are some instances when you can avoid penalties, like using the money for certain medical expenses or if you become unemployed so be sure to check these out before making a withdraw.

Flip Websites or Domains

Did you know that you can flip websites to make money?

Just like other forms of flipping, the process is relatively straightforward if you understand what you're doing.

First, you'll need to find a website or domain that's undervalued. Once you've found a few potential options, you'll want to fully vet them based on your criteria.

If you deem that it is a solid digital asset that you can improve, it's time to purchase it.

After you own the websites or domains, it's time to start making some changes.

This could involve improving the content, redesigning the website, or making other changes that will increase its value.

Once you've made the necessary improvements, it's time to find a buyer.

You can do this by listing it on a marketplace like Flippa or contacting people in your network.

Flipping domains and websites can be an extremely lucrative digital side hustle that some people can do full time if you have the right skills.

Affiliate Marketing

If you're not aware of what affiliate marketing is, it's basically when you promote other people's products in exchange for a commission.

For example, if you have a blog about hiking, you could sign up for an affiliate program like Amazon Associates and start promoting hiking gear.

If someone clicks on one of your links and makes a purchase, you'll earn a commission on the sale.

Affiliate marketing is a great way to make money online and it can be very profitable if done correctly.

To be successful, you'll need to find affiliate programs that match the interests of your audience and then promote the products in a way that will be helpful and valuable to them.

There's one big key though, you have to have an audience of some sort in order to make money.

There are many different platforms you can use to build and audience and start affiliate marketing, so it's best to choose a method that you enjoy or have experience in.

For example, you could grow social media channels, start an email list, building a blog or YouTube channel, or more.

Building an audience can take some time, but some people are able to make $10k a week through this method.

Check out the video below to learn the basics of affiliate marketing!

Sell Digital Products or Online Courses

Selling online courses or digital products can be a great way to make passive income and earn $10,000 in a week.

If you have expertise in a particular topic, creating an online course can be a great way to share your knowledge with others and make money in the process.

You can also create other digital products like e-books, checklists, or calendars to earn money.

The great thing about selling digital products is that you can do it all from your computer and there's no need to stock or ship products.

To get started, you'll need to create your product, determine a price, and then start promoting it to your audience.

You can promote your products through social media, your email list, or by running paid ads.

Once you make a sale, you'll need to deliver the product digitally to your customer and get paid.

The process of creating and selling digital products can take some time to get started, but it can be a great way to make money online.

If you're able to create a product that's in demand and market it well, you could easily make $10k in a week.

Final Thoughts on How to Make $10k in a Week

Learning how to make $10k in a week is easier than you think. There are many different options you can consider from selling your car to investing in digital assets.

The best way to make $10k in a week is by finding creative solutions that work for you and your lifestyle to reach your financial goals.

Forrest is a personal finance, entrepreneurship, and investing enthusiast dedicated to helping others obtain life long wealth. He owns several different blogs and is also passionate about health and fitness.
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