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How to Make $4000 a Month (15 Best Ways in 2024)

Don't Work Another Day is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own.
  By Forrest McCall | Last Updated:  August 30, 2022

Do you want to make $4000 a month?

This amount of money can provide a comfortable lifestyle in many locations while simultaneously allowing you to save for the future.

And believe it or not, making this amount of money is easier than you probably think.

Don't get me wrong, it won't exactly be a cake walk, but it may not be as difficult as you anticipate.

In this post, I'll explore how to make $4000 a month, ways you can make $4000 a month online, and much more. Let's dive in!

Some of the best ways to earn $4000 a month include:
  • Working as a virtual assistant
  • Investing with Fundrise and Acorns
  • Starting a business
  • Working as a consultant

How Much is $4000 a Month?

Before looking at some of the best ways to make $4000 a month, it's a good idea to understand how much money it really is.

Making $4000 a month is equivilent of making around $133 a day, $1000 a week, or $48,000 a year.

By breaking your larger goal into smaller, more easily achievable goals, you'll be more likely to stay on track and motivated.

Want to make more money? Check out these ways to make $5000 a week!

How to Make $4000 a Month

Below are some of the best ways you can make an extra $4000 a month or more! Try a few and see which ones work best for you!

Work as a Virtual Assistant

Working as a virtual assistant is one of the best ways to make money online for beginners for several reasons.

First, it's a remote side hustle – so you can work from the comfort of your own home.

Second, the pay is quite lucrative. Some virtual assistants can charge over $25 per hour. Check out this post from a real VA charging this rate.

Virtual Assistant Pay Reddit

Third, anyone can get started. You don't need a ton of special skills to start making money as a VA.

Another good thing about working as a VA is that you can often find one-time projects or short-term gigs – so it's perfect for those who want to make some extra cash without making a long-term commitment.

So, what will you actually get paid to do?

Virtual assistants complete a variety of tasks ranging from social media management, customer service, and even posting content on a website.

If you want to make good money online – becoming a virtual assistant can be the perfect option.

Ready to become a virtual assistant but aren't sure where to start? Check out Carrie's Virtual Assistant Accelerator course to learn everything you need to know to become a full-time virtual assistant!

Working as a VA is one of the best ways you can make a living online. You can easily earn over $20 per hour.

Start a Blog or Niche Site

Whenever you think of blogging, you probably don't think of someone making 6 figures each year from their site, do you?

Believe it or not, it's completely possible to make $4000 a month by starting a blog or niche site.

So, what's the difference between a blog or niche site?

Really, nothing! The main distinction between the two is that niche sites tend to focus more on SEO tactics to get traffic while blogs might use other traffic sources – but it's not always the case. Blogs and niche sites are the same thing!

How to Start a Blog That Makes Money

If you're ready to start a profitable blog that makes money, it's easier than you think. Just follow these steps.

  1. Create a plan for your content. Think about what type of blog or niche site you want to start and what you'll write about.
  2. Choose a catchy blog name and domain name. Your domain name should be something simple and easy to remember.I recommend purchasing your domain from Namecheap because they are the most affordable registrar on the market. You should be able to purchase your domain for around $15 annually.
  3. Purchase hosting for your blog. My favorite hosting is through SiteGround because they are both affordable, fast, and reliable. This can cost anywhere from $6 to $15 per month depending on your needs.
  4. Install WordPress. This will make it easy to add content to your site and is completely free.
  5. Start creating content and promoting it online! The last step is to create content and promote it to the world for others to find.

But how do blogs make money?

There are several different ways you can make money from your site including:

  • Display advertising
  • Affiliate marketing
  • Selling digital products
  • Offering sponsored posts
  • And more

How much can you make?

2021 Website Income

My portfolio of blogs make over $10,000 a month and I know several other bloggers that make over $50,000 a month from their sites!

Does it sound too good to be true yet?

Well, unfortunately won't make you rich overnight.

In many cases it can take months and sometimes years before you start to earn a significant income from your blog or niche site.

Most bloggers will give up too soon before they start seeing any returns.

Making $4000 a month blogging is definitely possible, but it takes time, dedication, and consistency to make it happen.

Don't expect to make money instantly with blogging – it will take some time!
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Disclosure: This link is an affiliate link, meaning, at no additional cost to you, I will earn a commission if you click through and make a purchase.

Work as a Proofreader

Proofreading can be another great way to earn money online whether you want to make $3000 a month or even earn $5000 a month.

Proofreading is the process of checking a written piece of content for grammar mistakes, typos, and other errors.

While it might sound like a tedious task, it can actually be quite fun – and it's definitely a needed service.

When it comes to proofreading, there are a few different ways you can get started.

First, you can choose to take a course like Proofread Anywhere that teaches you the ins and outs of starting a profitable proofreading business from scratch. This course will not only teach you the basics of grammar and editing, but also show you how you can find high paying clients so you can make good money.

Alternatively, you can browse freelance sites like Upwork or Fiverr to find work to start out.

If you want to make extra money online, working as a proofreader is a great option with competitive pay, a flexible work schedule, and the potential to earn a full-time income.

In fact, CNBC concluded that it's one of the highest paying side hustles you can do!

High Paying Proofreading Side Hustle

Work as a Freelance Writer

Freelance writing can be a great way to make $4000 a month from home.

This side hustle can be done in addition to your day job, which makes it perfect for those that need a little extra income but can't commit to a full-time job.

To get started, all you need is a computer and internet access. You can find work as a freelance writer by signing up for sites like Upwork or Fiverr, or you can network with bloggers and online publishers to find work.

The amount of money you can make will depend on your skills and experience, but some writers charger over $.25 per word.

This means a 1,000 word blog post could pay you $250 or more!

If you're looking for ways to make more money – freelance writing is a tremendous option.

Want to make even more money? Check out these ways to make $6k a month!

Sell Online Courses

Selling online courses can be a great way to make money online without needing a fortune to get started.

If you have expertise in a particular subject or skill, you can create an online course to teach others. This could be anything from cooking to web development to social media marketing.

To get started, you'll need to plan your course, which means you should detail the type of course, the curriculum, and the price.

Having others test your course can be extremely beneficial in the long run to make sure it's high quality and error-free.

You can then create your course on a site like Udemy or Teachable relatively cheaply.

Once you've created your course, you'll need to determine how you'll sell it.

This can often be the most difficult step, but there are a number of ways to market your course and get students to enroll.

You can run ads, reach out to your email list, or even promote it on social media.

Another option is to start an affiliate program for your course so that other creators can promote it for you. While you'll have to pay them a portion of your proceeds, this can be a great way to reach new students without having to do all the work yourself.

Selling courses online can take a lot of time and effort, but it can be a great way to earn a significant income from home.

If you're not sure where to get started, check out the video below!

Invest to Make $4k a Month

Investing is one of the best ways to make passive income and grow multiple income streams to make $4000 a month.

There are many different ways you can invest, but some of my favorites include:

I'll explore each in more detail below.

It's important to remember that you won't start making $4000 a month overnight by investing but over time your portfolio will grow and you'll start to see more and more money coming in each month.

Invest in Real Estate

Real Estate Investing

Using a platform like Fundrise is an excellent way to make money by investing in real estate with as little as $10.

Currently, they're offering new investors $10 completely free when you invest $10.

While it can take some time to reach your $4000 monthly goal, investing in real estate is one of the smartest ways to make money and build wealth over time.

Fundrise works by pooling money together from many investors so you can make larger investments that you couldn't do on your own. For example, if you wanted to invest in apartment buildings – you'd need a massive amount of cash to get started. But thanks to platforms like Fundrise – you can invest with as little as $10.

The returns for Fundrise will vary depending on many factors, but it's common to see returns ranging from 7% to over 15% each year. Not bad!

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Invest in the Stock Market with Acorns

Index Fund Investing

Another great investment option to make money is through the stock market via index funds.

Index funds are a type of investment fund that allows you to invest in a basket of stocks or assets all at once.

This is a great way to diversify your investments and reduce your risk while still having the potential to earn a high return.

For example, you could invest in an S&P500 index fund which would give you exposure to the 500 largest companies in the US.

The returns for index fund investing can vary, but over time it's common to see returns of 6-10% each year.

To get started with index fund investing, I recommend using Acorns. They're a beginner-friendly platform that allows you to start investing with as little as $5.

Plus, they offer a free $10 sign up bonus for new investors – so it's certainly worth it! Create your account below to get started!

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Invest in Small Businesses with Mainvest

Invest in Small Businesses with Mainvest

Here's an investment you've probably never heard of – small businesses.

Thanks to platforms like Mainvest you can start investing in small businesses across the country with as little as $100.

These businesses can range from restaurants to breweries and more.

The great thing about investing in small businesses is that you can often get a higher return than other investments like stocks or real estate. And because the businesses are highly vetted, your investment is much safer as well.

Returns for small business investing can vary, but it's not uncommon to see returns of 10-20% each year.

To get started with small business investing, create your free account with Mainvest below!

Work as a Consultant

Using your skills to make money is one of the best ways to reach your financial goals and live a life you love.

There are many different types of consultants depending on your skills.

For example, if you're knowledgable about marketing – you could work as a marketing consultant. If you're knowledgable about search engines and digital marketing, you could work as an SEO consultant.

These are just a few examples, as the ideas are practically endless depending on your skills.

While you will typically get paid per hour of work you complete, you can also include retainers to ensure you have a longer contract.

The pay for consulting work can also be extraordinary.

Depending on the type of consulting you're doing you can make anywhere from $50 per hour to over $1,000 an hour!

Another benefit of consulting is that you can do as much or as little work as you'd like. Because you will get paid for the work you do, you don't necessarily need to work 40 hours per week to make enough money.

Now, it's important to consider some of the downsides of consulting work also.

First, it can be very difficult (and costly) to acquire new clients, especially if you're new to the field or industry. You'll want to determine how you find new clients and if it's a viable option for you long term.

Second, consulting work can be very demanding and require a lot of your time and attention. If you're not prepared for this, it can be tough to handle and may lead to burnout.

Finally, you'll likely come across a few clients that can be difficult to work with. Whether it's tight deadlines or unrealistic expectations, you'll need to learn how to deal with challenging clients.

Despite these challenges, consulting is a great way to make money and achieve financial freedom. If you have some special skills, it's one of the best ways to make $4000 a month and it can be very rewarding on several fronts.

Sell Photos with Shutterstock

Sell Stock Photos

Want to make $4000 a month in passive income?

Selling stock photos can be a lucrative passive side hustle to start making money in your free time.

What I like about this gig is that you can make money while you travel and it's a fun job. Just take photos of the places you visit and upload them when you get home from your trip.

If your photos are accepted, they'll be available for people to purchase and you'll earn a commission each time someone buys one of your photos.

There are many different types of stock photos you can sell like:

  • Arial photography
  • Landscape photography
  • Sports and recreation
  • And much more

If you have a good eye for taking quality photos, this can be a great way to make some extra money each month.

The great thing about this is that it's a mostly passive income stream. Once you've uploaded your photos, you can continue to make money from them without having to do much work.

Of course, you'll need to promote your photos to get them in front of potential buyers. But once you've built up a portfolio of photos, you can start to see some consistent sales each month.

Check out the video below to learn how you can make money as a stock photographer!

Best Delivery Side Hustles

Deliver Food or Groceries

Starting a delivery job like Doordash or Instacart can be a great money making idea to reach your goal.

These apps allow you to make money by delivering food or groceries to customers in your area.

It's a great way to make some extra cash, and you can typically set your own schedule.

The average pay for these side hustles will vary depending on your city, but it's possible to make over $20 per hour.

To get started, simply download the apps and start taking orders in your area!

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Flipping can be a great side hustle you can start with no money.

This involves finding items that are being sold for less than they're worth and reselling them for a profit.

You can find items to flip at garage sales, thrift stores, or online marketplaces like Facebook Marketplace.

To be successful at flipping, you'll need to do your research to find items that are in demand and can be sold for a higher price.

You'll also need to invest some time and effort into fixing up or cleaning the items you plan to sell.

Flipping can be extremely profitable and some flippers can make over $500 a day from their side hustle.

One hack that many flippers overlook is the free section of Facebook Marketplace and Craigslist.

Many times you can find items that are completely free that you can sell for an easy $50 or $100.

For example, I found this coffee table listed for free in my area that I could easily sell for $75.

Flipping Side Hustle

What I like about flipping is that it's all about effort. The more time you spend sourcing products to flip, the more money you can make.

Start a Business

Starting a business is one of my favorite ways to achieve financial independence and earn $4000 a month or more.

Many business owners can make $20k a month or even earn $100k a month if they scaled their business correctly.

The great thing about starting a business is that you can be in complete control of your time and income.

It's also one of the best ways to build long term wealth, as businesses typically appreciate in value over time.

Of course, starting a business is not without its challenges.

It can be a risky endeavor, and there's no guarantee of success.

But if you're prepared to work hard and take some risks, starting a business can be an excellent way to make $4k a month or more.

So, what kind of business should you start?

Ultimately it will depend on your skills, interests, and experiences.

For example, if you're passionate about woodworking – you could start a woodworking business.

If you're passionate about fitness – you could start a personal training business.

The possibilities are endless, so think about what you're good at and what you're passionate about.

Once you have an idea, research the industry and start planning your business.

Many entrepreneurs make the mistake of thinking they know everything about the industry or business they're starting.

But the truth is, there's always more to learn.

To increase your chances of success, it's important to do your research and seek out mentors or resources that can help you along the way.

There are many types of profitable business ideas you can start, but my favorites are smaller service based businesses that have a proven path to success. These types of businesses can easily be replicated and scaled over time to generate a significant amount of income.

For example, lawn care businesses, car detailing, and pressure washing businesses are all great business ideas you can start to make a tremendous income.

Rent Things Out

Depending on the things you own, it's possible to earn $4000 a month by renting some of your items out.

There are many different things you can rent including your vehicle, a room in your home, or even some pieces of equipment.

Let's start by exploring one of the more common things you can rent – space in your home.

By using a platform like you can rent any space in your home including your driveway, garage, or even a room in your house.

Renting space in your home is a great way to generate some extra income, and it can be especially helpful if you live in a high-demand area.

Depending on the city you live in and your space available, you could easily make $50 a day without doing anything. Who wouldn't want to make money while you sleep!?

Register for Neighbor

Another option is renting out your car on a platform like Turo or GetAround.

The amount of money you can make renting your car can be slightly more in some cases. Some people have reported making over $5k per year in additional income just from renting their cars.

Renting Car on Turo

It's completely passive income which is nice way to supplement your income and make extra money without having to work.

Overall, renting things out is a fantastic way to boost your earnings and make $4k a month if you own a few things.

Work as a Real Estate Agent

Do you want to be your own boss, but you aren't quite ready to start a business?

If so, working as a real estate agent could be the perfect solution for you.

As a real estate agent, you'll be able to set your own schedule and make a great income.

This can be a great start to self employment, and it's a great way to make some extra money each month.

The amount of money you can make will depend on the number of homes you sell or find for your clients.

The average real estate agent earns around 1.5% of the homes selling price after removing the brokerage fees and other agent takes their cut.

So, if you were to sell a home for $300,000 you would earn around $4,500.

It's not a guarantee, but if you work hard you could easily make $4000 a month as a real estate agent.

How Much Do I Need to Invest to Make $4000 a Month?

If you want to earn $4000 a month from your investments, you'll need to invest around $480,000 assuming a 10% return. For a lower return of 5%, you'd need to invest $960,000.

How to Make $4000 a Month Passive Income

If you want to earn $4000 a month in passive income, I recommend:

  • Investing in real estate with Fundrise
  • Starting a blog
  • Renting things out
  • Selling stock photos

How to Maker $4000 a Month from Home

If you want to earn $4k a month from home, I recommend:

  • Working as a virtual assistant
  • Become a consultant
  • Do freelance work

Final Thoughts on How to Make $4000 a Month

Learning how to make $4000 a month is often easier than you think and there are many different ways you can reach your goal.

Between working as a freelance writer, renting out space in your home, or starting a profitable business, there are many opportunities available to those who are willing to work hard.

Try a few ideas and see which ones work for you!

Forrest is a personal finance, entrepreneurship, and investing expert dedicated to helping others obtain life long wealth. He has a Bachelor's degree in business and has been featured in many popular publications including Forbes, Business Insider, Bankrate, CNET Money, and many others. To learn more about Forrest, visit the About Us Page for more info.
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